This plan covers a set term, like 10, 20, or 30 years. The beneficiaries receive the death benefit if the insured dies within this period. It's cost-effective but only pays if death occurs during the policy's term. 

This insurance covers the insured for their entire life, given the premiums are paid. It offers a death benefit and accumulates a cash value over time, which can be accessed by the insured.

This permanent life insurance offers the flexibility to modify the premiums and death benefits. It also accumulates a cash value that can be used by the policyholder. 

Accidental Death insurance is coverage is for non-natural deaths only. It does not cover deaths caused by heart attacks, strokes cancer, etc. This is a great add-on product to other types of life insurance.

Cash Back Term insurance is a form of term insurance that returns all premiums back to the insured at the end of the term. This product is also knows as ROP Life Insurance (Return of Premium).